By James Ponder
Ken Coley skipped the panic and foreboding stages when he learned he had prostate cancer in October 2011. Instead, he casually picked up the phone and invited his pal Rudy—a 16-year prostate cancer survivor—to breakfast.

As they ate, Ken made up his mind to deal with the disease the way Rudy had: by heading to the James M. Slater, MD Proton Treatment and Research Center at Loma Linda University Medical Center.

After getting his questions answered, Ken started proton therapy. "I was treated with the utmost dignity, respect, and consideration at all times," he reports, commending the professionalism and empathy of the Loma Linda staff. Now that his treatments are over and Ken's PSA score is well within the safety zone, he has become a veritable cheerleader for proton therapy.

On an extracurricular tour of the Centennial Complex on the LLU campus, he saw a wall displaying the names of donors whose generosity is helping educate future generations of health professionals. "Seeing that motivated me to do something as well," he recalls. "I am a person of limited means, but I wanted to do this." After talking it over with Penny, his wife, the Coley's went ahead and included Loma Linda in their estate plans.

In describing the process of remembering the organization in his will, Ken speaks highly of Rich Bennett, the planned giving officer at Loma Linda University Health, who answered all his questions and made him feel at home.

"Some people are always wanting more from you," Ken observes, "but I didn't get any sense like that from Rich. My gift, a bequest in my will, isn't that large, but Rich said, 'It takes many bricks to build a wall.' Just like everyone else at Loma Linda, he consistently treated me with courtesy and respect."

Ken offers some advice for people who wonder if their gift, large or small, will make a difference. "Loma Linda is a worthwhile place to put your money to help benefit mankind," he says. "There's a lot going on there, and they outreach all over the world. Making a contribution to Loma Linda is easier than you think. There's nothing to dread. Anyone, especially those who have benefited from the graceful way we were treated, should consider putting Loma Linda in their estate plans."

To learn more about leaving Loma Linda University Health in your will or trust, please feel free to contact Todd Mekelburg at 909-558-4553or legacy@llu.edu.

eBrochure Request Form

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A charitable bequest is one or two sentences in your will or living trust that leave to Loma Linda University Health a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

"I give to Loma Linda University Health, a nonprofit corporation currently located at (LegalAddress), or its successor thereto, ______________* [written amount or percentage of the estate or description of property] for its unrestricted use and purpose."

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to Loma Linda or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to Loma Linda as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to Loma Linda as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and Loma Linda where you agree to make a gift to Loma Linda and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

Personal Estate Planning Kit Request Form

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